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Why is it important to get your quote early for a better rate?

Writer: Shane BarrShane Barr

Timing is everything when it comes to securing the best rate on your insurance. Here’s why getting your quote early can save you money:

  1. Avoid Last-Minute Rate Increases – Insurance companies adjust rates based on market conditions, claim trends, and underwriting factors. The longer you wait, the higher the risk of price increases.

  2. More Options to Choose From – Shopping early gives you time to compare multiple quotes and find the best coverage at the best price. Waiting until the last minute may limit your choices.

  3. Better Underwriting Consideration – Insurers often reward proactive customers with better rates. Rushing to secure coverage at the last moment can lead to higher premiums due to limited options.

  4. Locks in Your Rate – Many carriers allow you to lock in a rate ahead of your policy start date. This can protect you from price hikes before your coverage begins.

  5. Avoid Policy Lapses – A lapse in coverage can lead to higher premiums and potential penalties. Getting your quote early ensures a smooth transition without gaps in protection.

Don’t wait until the last minute—secure your quote early and take control of your insurance costs!

Need a quote? Let’s get started today!



 
 
 

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